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In mid September the City of North Bend received notification from the Department of Homeland Security’s Federal Emergency Management Agency (FEMA) that it will retain its current Class 5 Rating in the National Flood Insurance Program (NFIP) Community Rating System (CRS).
The City’s floodplain management practices resulted in the Class 5 rating, which qualifies residents for a 25% discount on flood insurance premiums on NFIP policies issued or renewed in Special Flood Hazard Areas on or after October 1, 2020.
CRS Coordinator William H. Lesser commented, “I commend you on your community actions and your determination to lead your community to be more disaster resistant. This commitment enhances public safety, property protection, and protects the natural functions of floodplains, and reduces flood insurance premiums.”
Participation and compliance with the NFIP is paramount to community sustainability, as almost half of North Bend lies within the Special Flood Hazard Area (100-year floodplain) as defined by the NFIP, including the entire downtown area.
With approximately 600 North Bend homeowners holding NFIP policies, the City goes beyond minimum NFIP requirements by participating in the Community Rating System Program. The Class 5 Rating saves the average policyholder $311 annually, for a total citywide savings of approximately $150,000 each year.
North Bend Economic Development and Spatial Manager Jesse Reynolds said, “The success of obtaining and maintaining our CRS status can be largely credited to the overall guidance and management we receive from our floodplain consultant Christina Wollman of Perteet, and the in-house management and organization effort led by Carrie Smith of our Public Works Department.”